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Fix & Flip Loans

Fast short-term financing to buy, renovate and resell.

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Who it's for

  • Investors buying a property to renovate and sell
  • Flippers who need purchase and rehab funds in one plan
  • Experienced or newer investors who want a clear timeline
  • Buyers who need speed more than a 30-year mortgage

Key benefits

Short-term capital

These loans are built for the project window, not 30 years of payments.

Purchase plus rehab

We'll map how purchase funds and renovation draws work so the job can stay funded.

A timeline you can plan around

I'll be straight about documents, appraisal and what keeps the file moving.

Typical requirements

  • A project budget and after-repair value that make sense
  • Experience or a team plan for the rehab (guidelines vary)
  • Down payment and liquidity typical for short-term investor loans
  • An exit plan: sell or refinance when the work is done
  • Exact terms vary. Let's review your situation.

Questions about Fix & Flip Loans

Is a fix-and-flip loan the same as a mortgage?

It's usually a short-term loan, not a 30-year mortgage. The goal is to fund the project, then sell or refinance.

Can the rehab be included?

Often yes, through a construction holdback or draws. We'll review the budget together.

How fast can it close?

Speed depends on title, insurance, appraisal and how complete your numbers are. I'll tell you what's realistic for the file.

Related programs

DSCR Investor Loans

Qualify on the property's rental income, not your tax returns.

Learn more →

New Construction Loans

Financing for building a new home, from lot to move-in.

Learn more →

Ready to see what you qualify for?

Book a free 15-minute call. No pressure, no obligation.

Book My Free CallCall or Text 407-575-4428