New Construction Loans

Financing for building a new home, from lot to move-in.

Who it's for

I'll explain draws, inspections and when you start paying like a regular mortgage.

Construction has more moving parts than a resale. You get updates, not radio silence.

We'll look at the contract and budget so the loan matches the job.

Do I pay a mortgage while it's being built?

Usually you pay on the funds that have been drawn, which can change as the build progresses. I'll walk through a sample timeline.

Can I use my own builder?

Often yes, if the builder meets the lender's requirements. Send me their info and we'll check.

How is this different from buying a finished new home?

A finished spec home can close more like a purchase. Ground-up construction uses draws and inspections along the way.

Competitive rates and as little as 3% down for qualified buyers.

Financing for manufactured homes, with options on owned land.